富邦人壽Application Description The 富邦人壽 Android Application developed by 富邦人壽保險股份有限公司 is listed under category Business. Current Version Is 113.0702.02, Updated 07/09/2024. According to Google Play, 富邦人壽 achieved more than 353 thousand installs. Currently, 富邦人壽 Has 3 Thousand Reviews With Average Vote Value 3.6 Fubon Life APP allows you to track policy information at any time. Personalized service and a differentiated operational experience. Both the general public and Fubon Life policyholders can get the most immediate and fastest mobile service!Login with "fingerprint, facial recognition and gesture pattern" is super easy! Commonly used functions are clearly listed on the "APP home page" for quick use!The "Insured Member Zone" provides 24-hour online consultation, and the notification message can also be configured to be linked to the function of mobile calendar reminder, which is convenient and considerate."Policy Loan" allows you to instantly borrow money online to meet your urgent needs."Service Channel" quickly checks the address and phone number of service personnel and customer service centers, and you can call them immediately if necessary. “My Health Management” has the function of taking photos and uploading them, making you convenient and able to independently manage insurance policies health.★To provide better services, Fubon Life APP only supports OS versions above Android 7.0 (inclusive). Update the operating system as soon as possible to get better services!★Remember that it is recommended to install protection software to improve the security of your mobile device.---------------- ---------------------------------- ----------Minimum and maximum reimbursement period Minimum and maximum personal loan repayment terms range from the date the insurer pays the loan amount until the end of this contract during the loan period. (The borrower can also repay or partially repay the loan at any time during the loan period.Repay the loan principal and interest (hereinafter referred to as loan principal and interest));If this contract is an annuity insurance, the term of the loan will end when the contract is terminated or before payment begins. However, this does not apply to cases where the annuity guarantee period is stipulated in this contract or the insurer cannot request an insurance policy loan before full payment of the guarantee value.Maximum Annual Percentage Rate (APR)A rummy circle apk downloadhow to determine the financing interest rate varies according to the characteristics of each insurance product, as explained below:1. Traditional Taiwan dollar products: interest rate predetermined by policy + overweight band, with an upper limit of 6.25%.Overweight band: interest rate predetermined by policy <= 2.5%: overweight weight 1.5%2.5%＜Scheduled policy interest rate＜=3%: add 1%.3%＜Scheduled policy interest rate: plus 0.5%.2. Taiwan dollar interest rate life insurance: Take the maximum (policy predetermined interest rate, stated interest rate (Note 1)) + overweight range, with upper limit of 6.25%. Overweight: Take the highest (policy predetermined interest rate, stated interest rate) <= 2.5%: Overweight 1.5%2.5%＜Take the highest (policy predetermined interest rate, stated interest rate)＜=3%: add 1%3%＜Whichever is greater (policy default interest rate, stated interest rate): add 0.5%.3. Taiwan Dollar Variable Annuity/Taiwan Dollar Universal Life Insurance: Stated interest rate (Note 2) +1%, upper limit 6.25%.4. Investment type in Taiwan dollar/Geely series products in Taiwan dollar: general account weighted average interest rate (grade 3) + 1%, upper limit of 6.25%. ※The weighted average interest rate of the general account this year is 3.26%, and the loan interest rate is calculated at 4%5. Traditional goods in foreign currency: Interest rate predetermined by policy +1.5%, upper limit 9%.6. Life insurance with interest rate in foreign currency: contract the maximum (pre-determined interest rate of the policy, declared interest rate (Note 1)) + 1.5%, with a maximum limit of 9%.7. Variable income in foreign currency/universal life insurance in foreign currency: declared interest rate (Note 2) +1.5%, maximum limit 9%.8. Investment products in foreign currency/bond products indexed to foreign currency: Weighted average interest rate of the general account (Note 3) + 2%, upper limit 9%.9. Fubon Life (International) Global Dolly Universal Whole Life Insurance (FUC): Stated interest rate +0.5%, upper limit 9%.Note 1: Advertised interest rate refers to the interest rate disclosed by the company in the first business day of each month for calculation and accumulation of value-added rewards sharing funds. Note 2: Stated interest rate refers to the interest rate stated on the contract effective date or anniversary (month) of each policy and used to calculate the policy value reserve for the policy year (month). Note 3: The weighted average interest rate of the general account is the “pre-determined interest rate of each unprofitable product” and “the highest between the announced interest rate and the pre-determined interest rate of each profitable product” for the general account of the life insurance sector. account, based on deposits for each insurance product. The value of liability reserves and the interest rate calculated by the weighted average.2. However, if any of the following circumstances occur with the insurance product loan interest rate provided for in the previous paragraph, the insurer may adjust it and calculate the interest based on the new interest rate from the date of announcement of the adjustment: (1) When an adjustment is necessary due to a change in a law, the insurer may calculate the interest rate based on the new interest rate stipulated in the law from the date the adjustment is announced in the law.(2) When an insurance company needs to adjust the interest rate of your loan due to changes in market conditions, the interest rate adjustment range should not exceed "Taiwan Bank, Cooperative Bank, ThirdThe average loan rate adjustment range of a bank for the year. If the above-mentioned banks are merged, merged, eliminated, cease their activities, go bankrupt, are reorganized orIf one of the circumstances referred to in article 62 of the Banking Law is ordered to suspend activity, subject to supervision. , taking charge, etc., it will be corrected or canceled, and the insurer may opt for another. manner agreed with the borrower.(4) The insurer will notify the borrower of the principal, interest and interest rate of the loan at the frequency and method of notification agreed with the borrower.A representative example of the total cost of the loanA representative example of the cost total of a personal loan isSuppose you borrow 100,000 yuan, the annual interest rate of the political loan is "4%"One year's interest is 100,000 * 4% = 4,000 yuan, and there are no other related fees.During the period of loan, from the date the insurer pays the loan amount until the expiration of this contract, the borrower can repay or partially repay the principal and interest on the loan at any time)Interest on the loan will be calculated daily from the date appropriation using simple interest based on the annual interest rate of the insurance policy, and the interest on the loan will be paid once a year. Interest must be paid to the insurer on the due date. We are currently offering version 113.0702.02. This Is Our Latest And Most Optimized Version. It is suitable for many different devices. Free Download Apk Directly From Google Play Store Or Other Versions We Are Hosting. Also, You Can Download Without Registration And No Login Required. We have more than 200 devices available for Samsung, Xiaomi, Huawei, Oppo, Vivo, Motorola, LG, Google, OnePlus, Sony, Tablet... With so many options, it's easy to choose games or software that fit your device . May Be Useful If There Are Country Restrictions Or Restrictions On Your Device Side On The Google App Store. Read more What's New 問題修復，改善體驗